Our strength is in numbers! Everyone has heard the term "grassroots" lobbying. Well the MIBA is the grassroots lobbying voice for the community bank message. The MIBA has only one focus and that is community banking. We don't have big bank members or a national association with big bank members. We're dedicated to you, the community banker, and so is our national association, the ICBA. Through the last two years of turmoil, the MIBA and the ICBA have fought side by side in a grassroots battle to make your community bank and all community banks something special....separate and apart from other banks and financial institutions and each one of our community bank members count.
Exclusively through the efforts of the ICBA and MIBA, community banks are recognized as a different kind of bank, unlike the banking giants at the core of recent problems. Community banks were accorded distinctly separate and special treatment in new regulations and a more level playing field after Dodd Frank because of exclusive community bank leadership.
Notably, the new FDIC insurance assessment base formula, a community bank association priority, lowered assessments for 98% of community banks under $10 billion, saving community banks $4.5 billion over a four year period. Also, the much needed $250,000 deposit insurance level was made permanent through the exclusive efforts of the ICBA/MIBA, a substantial community bank victory.
Take a moment and look over the enclosed list of other community bank regulatory successes promoted by the ICBA and its Missouri grassroots affiliate, the MIBA. These and many other components of Dodd Frank require the attention of MIBA and ICBA, the best exclusive champions of community banking in our state and nation's capitols.
We ask that you join our other 180 community banks in supporting the grassroots efforts of the MIBA, the only state association exclusively working for the benefit of your community bank.
Join now and take advantage of our ½ price dues introductory offer for 2015 and receive a complimentary Banker/Spouse 2014 Convention Registration, a $700 value!
The Association publishes a monthly magazine with articles of interest to the membership. Subject matter pertains to state and national legislative and regulatory issues, as well as other information of a timely nature, pertinent to the Association membership. The MIBA magazine is your link to information vital to independent banking in Missouri.
The Missouri Independent Bankers Association is an organization of community banks, locally owned, operated and dedicated to meeting the financial and economic needs of their communities. The MIBA supplies its membership with programs and services, educational opportunities and legislative representation. The MIBA serves its membership at the state and national levels in its contact with the state legislature and Missouri's U.S. Congressional delegation, as well as officials and regulators from both state and national governments. Dues and treasury are spent primarily to promote the interests of independent bankers at the state level.
Businesses offering products and services to independent banks should consider Associate Membership status with the Association. The Association offers Associate Memberships to bank-related businesses interested in supporting the purpose and goals of the MIBA and its membership.