STATEMENT OF PURPOSE

The Missouri Independent Bankers Association is an organization of small and medium-sized banks, locally owned, operated and dedicated to meeting the financial needs of their communities. The MIBA is dedicated to the belief that these independent community banks are better able to fully serve their communities than any other financial institution. It is the purpose of the Missouri Independent Bankers Association to protect Missouri's banking system from trends toward concentration of economic and financial power into fewer hands, such trends being contrary to ideal government by the people and the system of checks and balances designed to prevent centralization of political power. The MIBA is dedicated to the preservation of banking law and structure which will assure the continued survival and prosperity of Missouri's independent banks.