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10-D www.10dsecurity.com MAIN OFFICE LOCATION 8826 Santa Fe Drive, #210 OVERLAND PARK, KS 66212 Phone Number: 913-529-1031 Fax: 913-660-1439 Contact Information: Nate Miller 10-D Security specializes in helping community banks manage their IT risk management process. We offer services and products created to help secure your customer information and comply with regulatory requirements. At 10-D security, we truly care about our clients and provide high-quality, affordable, turnkey solutions to each and every community bank we serve. When you don’t have the resources or staff to manage your IT security program, let us simplify your processes and save you valuable time and money. Aleritas Capital www.aleritascapital.com MAIN OFFICE LOCATION 7400 College Blvd. - Ste. 250 OVERLAND PARK, KS 66210 Toll-Free Number: 877-302-9111 Phone Number: 913-323-9208 Fax: 913-323-9258 Contact Information: Branden Banks branden.banks@aleritascapital.com Aleritas Capital, formerly Brooke Credit Corporation, is the superior loan participation source for over 175 banks throughout the United States. The ability to help diversify a bank’s portfolio is unmatched with participation loans originating monthly at rates of 1.25% over prime floating daily. Aleritas Capital is traded on the OTCBB under the symbol BRCR Alexander Group, Inc. www.alexandergroupinc.net MAIN OFFICE LOCATION 328 S. Service Rd., Suite 201 P.O. Box 88 SULLIVAN, MO 63080 Phone Number: 573-468-4719 Fax: 573-468-4720 Contact Information: Paul Alexander, Chairman Helping Community banks transist to an effective SALES CULTURE is a prime directive of Alexander Group. With more than 20 years in the Performance Improvement Business AG diligently applies behavioral science to Client Banks’ culture and drives measurable results. Non traditional tactical marketing is an important element to consider as you move your bank to a sales culture and Alexander Group is expert in this process. Among the vast array of services available Banks may choose to brand and build an image for departments, processes and products. Mortgage volume may be increased through a highly effective Realtor Referral program. Cross selling and team selling can be driven through a proprietary process and increased profitability is always the goal. Alexander Group specializes in turnkey processes through which they are able to guarantee client results. ADvantage SOLutions was developed exclusively for Community Banks and is only available from Alexander Group. Alexander Group is a bi-cultural, multi-national company with offices in Missouri, Colorado and Mexico City, Mexico. If you wish it increase sales, make your bank, departments and products instantly recognizable and increase your profitability, all though an exclusive custom process designed specifically for your bank contact ALEXANDER GROUP. Allied Solutions, LLC www.alliedsolutions.net MAIN OFFICE LOCATION 400 Robert St., N., Suite 1150 ST. PAUL, MN 55101 Toll-Free Number: 888-784-0745 Fax: 651-287-0015 Contact Information: Kathy Devereaux Allied Solutions has provided quality insurance, lending and marketing products and services that meet the constantly changing needs of financial institutions and their customers for more than 25 years. We provide innovative, value-added products and services that give our clients a competitive advantage and back them up with a level of service that is unsurpassed. Cutting-edge technology, competitive pricing strategies, and superior service and training support our business. We train our staff and design our systems around this philosophy, and choose carriers that share the same commitment. This commitment to service, combined with our commitment to quality, set us apart from our competitors. Allied Solutions is the partner you want if increasing your financial institution's bottom line is your goal. American Bank Systems Inc www.americanbanksystems.com MAIN OFFICE LOCATION 14000 Parkway Commons Dr PO Box 20668 OKLAHOMA CITY, OK 73134 Toll-Free Number: 1-800-522-4990 Phone Number: 405-607-7000 Fax: 405-607-7005 Contact Information: Edwin B Cook, President American Bank Systems (ABS) is a privately held corporation that has been serving the financial industry for more than thirty years with quality management and compliance systems. Headquartered in Oklahoma City the company’s mission is to provide its customers with reliable compliance services needed to operate effectively and efficiently in the rapidly changing environment. The company was founded in 1969 by a community banker to serve his five banks. The products and services were very successful and they quickly spread to community banks throughout the southwest. ABS' systems and services include: pc-based document imaging program incorporating document management that automatically files loan and deposit documents and tracks their need for updates loan and deposit/new account platform systems producing laser printed documentation loan scoring and credit approval software HMDA and CRA reporting software. MICR software for loan coupons and official checks and signature verification software that incorporates all the requirements for CIP ABS also distributes credit file supplies and has consulting services for compliance loan review and human resources. ABS stakes its reputation on customer service with 24-hour customer support. Their support team guarantees immediate response always talking to a person with no telephone menus to wade through. Their software and services are designed with the financial institution in mind and are supported by a team of associates with banking legal and computer experience. They like to say “Banking systems designed by bankers”. Indeed all of their compliance and technology solutions are focused to achieve superior performance for approximately 1000 financial industry clients located in 46 states. Atris Technology www.atris.com MAIN OFFICE LOCATION 3405 NW 97th Blvd A-200 GAINESVILLE, FL 32606 Toll-Free Number: 800-393-1079 Fax: 352-331-3100 Contact Information: Scott McElhiney sales@atris.com Atris Technology is a software development company founded in 1996 in response to the emerging need for technical expertise in the design and development of branch automation software for financial institutions. Through client partnerships Atris has developed software solutions that meet the functionality demands of larger financial institutions yet satisfy the ease of use and affordability requirements of community banks. Their flagship product is FlexTeller a highly integrated full-featured teller automation platform providing intuitive navigation for tellers with extensive management control and reporting. The utmost in account verification and security is available with FlexVerify their robust signature and picture verification solution for teller line and back office customer verification purposes Additional solutions include deposit operations telephone and Internet automation and online ATM processing. New Check 21 branch capture and real-time fraud tracking initiatives exemplify the company's leading-edge technology solutions. Learn how Atris can work for you - they listen to your needs and suggest a custom-tailored Atris solution. Atwill & Montgomery, Attorneys at Law, LLC MAIN OFFICE LOCATION 28 N. 8th Street, #200 COLUMBIA, MO 65201 Phone Number: 573-442-3000 Fax: 573-449-1094 Contact Information: Daniel K. Atwill Located in Columbia, we offer services to banks and other businesses that need representation for litigation of all types, including but not limited to employment law issues, wrongful termination claims, employee benefit plans, workers’ compensation, ERISA problems, human resource issues and many other employment related matters. We offer alternatives to litigation and develop strategies for all types of adversarial problems. Our goal is to assist clients with the resolution of problems in the most efficient and cost effective manner. BancInsure MAIN OFFICE LOCATION 5005 North Lincoln Blvd. OKLAHOMA CITY, OK 73105 Phone Number: 405-290-5678 Fax: 405-290-5778 Contact Information: Patti Tobin ptobin@bancinsure.com BancInsure 5005 North Lincoln Blvd. Oklahoma City, OK 73105 405-290-5678 Fax: 405-290-5778 Patti Tobin E-mail: ptobin@bancinsure.com Formed in 1985 by visionary bankers associations, BancInsure was the banking industry’s response to the risk management crisis of the early 80’s. Insuring almost 2,000 financial institutions nationwide, BancInsure continues to serve its customers with its strong commitment to quality and dedication to innovative products. • Financial Institution Bond • Computer Crime Coverage • Combination Safe Depository • Kidnap and Ransom/Extortion • Directors and Officers Liability • Trust Department Errors and Omissions Insurance • Lenders Single Interest • Collateral Protection • Mortgage Impairment • Excess Deposit Bonds • Plastic Card Fraud Coverages • Property and Casualty Coverages • Workers Compensation Coverages BancInsure’s mission is to be the most recognized and recommended insurer of financial institutions, while providing dependable, responsive and competitive insurance products. BancInsure is licensed to operate in 48 states and is rated A- (Excellent) by A.M. Best Bank Compensation Consulting www.bcc-usa.com MAIN OFFICE LOCATION 5000 Legacy Drive, Ste. 230 PLANO, TX 75024 Phone Number: 972-781-2020 Fax: 972-781-2030 Contact Information: Kathy Smith, President cassie.caserotti@bcc-usa.com Bank Compensation Consulting comprises a core group of professionals who have over a decade of experience working with more than 500 banks nationwide. By providing educational seminars and individual consulting, Bank Compensation Consulting has developed expertise to help banks increase profitability and remain independent through simple as well as complex benefit and incentive programs. Supplementing the core group is a very talented staff that has been instilled with this same expertise and client focus thus creating an organization totally dedicated to helping banks become more successful. Bank Financial Services Group www.bfsgroup.com MAIN OFFICE LOCATION 701 Market, Suite 1070 ST. LOUIS, MO 63101 Phone Number: 314-244-0754 Fax: 314-539-0899 Contact Information: Joseph Farhatt Bank Financial Services Group is a national firm (7 regional offices) that works exclusively with community banks to create, manage, and finance supplemental benefit plans for top executives and board members. Thru our principals, regional partners and staff, we bore extensive experience in the financial services and banking industries. Our exclusive focus on community banks makes Bank Financial Services Group uniquely qualified to design, implement, administer and finance meaningful executive benefit plans while positively impacting the banks bottom-line. Bank On Hold MAIN OFFICE LOCATION 3508 French Park Dr., #1 EDMOND, OK 73034 Toll-Free Number: 800-460-4653 Fax: 800-460-9876 Contact Information: Ryan Humphrey Bank On Hold is the leading provider of On Hold Music and Messaging Services, Video Displays, and Overhead Music specifically tailored to the banking industry. Hundreds of banks utilize our service as an integral part of their overall marketing program and have experienced excellent results. We provide a true partnership that makes it effortless for us to create custom scripts for your marketing programs and promotions while reinforcing your bank’s unique image. Bank On Hold will help your bank cross sell and promote Debit Cards, Consumer Loans, Telebanking, Financial Planning, Safe Deposit Boxes, Checking Clubs, Online Banking, Home Equity Loans, and much more. For more information visit www.bankonhold.com or call (800) 460-HOLD. Bankers Choice a service of Spencer Fane, Britt & Browne LLP MAIN OFFICE LOCATION 1000 Walnut Street Suite 1400 KANSAS CITY, MO 64106 Phone Number: 816-474-8100 Overland Park Office 9401 Indian Creek ParkwaySuite 700 40 Corporate Woods OVERLAND PARK, KS 66210 Phone Number: 913-345-8100 St Louis MO 63105 314-863-7733 Omaha Office 1065 North 115th St Suite 150 Omaha NE 68154 402-965-8600 Bankers Choice a service of Spencer Fane Britt & Browne LLP provides fixed-fee legal assistance and on-site training in the areas of compliance business development operational policies and procedures as well as general banking law concerns to community-based financial institutions in the Midwest. What differentiates Bankers Choice from other law and consulting firms? Our attorneys are able to combine their legal and compliance knowledge with their practical banking experience having served as in-house counsel to a variety of financial institutions. Spencer Fane Britt & Browne LLP has entered its second century as one of the Midwest's premier law firms with over 120 attorneys practicing in more than two dozen practice areas located in three markets. The Financial Services Group of the firm offers the full spectrum of services for financial institutions including lending documentation and workouts mergers and acquisitions trust and fiduciary consultation employment and labor issues and intellectual property concerns. Bankers Choice and Spencer Fane Britt & Browne LLP work closely with all sizes of financial institutions. We make it a point to know the legal and practical aspects of the banking business providing the expertise necessary to help your organization in an efficient and timely manner Contact Elizabeth Fast (efast@spencerfane.com) by e-mail or toll free at 1-800-526-6529 for more details. Bankers Security-NuSource Financial www.bankerssecurity.com MAIN OFFICE LOCATION 9909 E. 56th Street RAYTOWN, MO 64133 Toll-Free Number: 877-358-0883 Phone Number: 816-358-0883 Fax: 816-358-8686 Contact Information: Mark Thatcher markt@bankerssecurity.com A service company with over 25 years experience in providing bank equipment security products and on location service to financial institutions throughout a six state area. Products include DMP Alarm, Digital Surveillance, Access Control, Comco Drive Up Systems, American Vaults, Safe Deposit Boxes, Night Depositories and Safe Deposit Lock work. ATM equipment and service offered by our affiliate company NuSource Financial. Bankers Security is a company with tradition and vision for the financial services community. Banking & Tax Law Group LLP www.banktaxlaw.com MAIN OFFICE LOCATION 4745 W 136th Street Suite 70 LEAWOOD, KS 66224 Phone Number: 913-397-2701 Fax: 913-273-0747 Contact Information: David Berson Our law firm is focused on financial institutions law, tax litigation and mediation services. The types of financial institution matters that we handle include financial institution regulatory compliance, anti-money laundering compliance, financial privacy compliance, bank mergers and acquisitions, competition analyses for concentrated banking markets, reverse stock split and squeeze-out merger transactions and charter applications. The types of tax matters that we handle include audits, appeals, controversy and refund litigation, IRS criminal and grand jury investigations and tax issues of financial institutions. BKD LLP www.bkd.com MAIN OFFICE LOCATION ST. LOUIS, MO Phone Number: 314-231-5544 Web site: www.bkd.com St. Louis – 314 231-5544 Don Hutson, Partner; Francis Godfrey, Partner; Sean Kulczycki, Sr. Managing Consultant; Mark Wofford, Supervising Consultant Kansas City – 816 221-6300 Lyle Alexander, Senior Manager; Kevin Cook, Partner; Ed Crumm, Partner; Bill Rasmussen, Partner Springfield/Branson – 417 865-8701 Jason Rader, Partner; Fred Eck, Senior Consultant Mary Anne Pipkin, Partner Joplin – 417 624-1065 Doug Culver, Manager BKD is one of the 10 largest CPA and advisory firms in the nation and a top auditor of community banks. BKD Financial Services Group serves more than 1,000 financial service organizations throughout the country, including nearly 300 in Missouri. Our ready accessibility from five Missouri locations enhances the close, personal relationships we foster with bank owners, officers and boards. Our consultants understand the regulatory, technology, financial, management, growth, tax and accounting issues affecting community banks. Specific services include outsourcing of regulatory compliance, internal audit and loan reviews, SOX 404 assistance, technology applications, EDP reviews, strategic planning and merger and acquisition services. Let BKD take you beyond your numbers through the BKD Experience of unmatched client service. BR Wolf & Associates Inc/Midwest Innovative Marketing Services (MIMS) MAIN OFFICE LOCATION 1137 Hwy 100 MORRISON, MO 65061 Toll-Free Number: 800-294-1130 Phone Number: 573-294-6254 Fax: 573-294-7132 Contact Information: Chris Wolf, President of Marketing Midwest Innovative Marketing Services (MIMS) is the marketing division of BR Wolf & Associates Inc a Missouri-based company serving financial institutions throughout the Midwest. With over 75 years of combined experience in the financial institution marketplace the account executives and support staff of MIMS are a team dedicated to meeting the demands of today’s market in the financial arena. MIMS offers a broad spectrum of both income producing and lender-protection products (including credit & mortgage protection products overdraft protection programs force placed coverages flood determinations etc) to suit your individual needs. We know that the key to the success of any of our programs is proper training and follow-up service calls. In keeping with this our professional training team offers a variety of workshops ranging from basic product knowledge to advanced sales training at no charge to the financial institution. You can rely on our account executives and support staff to help answer any questions and provide prompt assistance with your needs. Bryan Cave LLP www.bryancavellp.com MAIN OFFICE LOCATION 1200 Main St. Ste 3500 KANSAS CITY, MO 64105 Phone Number: 816-374-3200 Fax: 816-374-3300 Contact Information: Mark G. Stingley, Partner/Attorney Riverview Office Center 221 Bolivar St. JEFFERSON CITY, MO 65101 Phone Number: 573-556-6620 A leading international law firm Bryan Cave ranks among the 50 largest firms in the world and is one of the 30 largest in the United States. The firm has a diversified international practice and represents a wide variety of business financial institutional and individual clients including major publicly held multinational corporations major and mid sized privately held companies partnerships and emerging companies. With offices in the United States, United Kingdom, the Middle East and Asia and the use of computer technology Bryan Cave’s 600 lawyers are able to serve our clients’ needs in the world’s leading business and financial markets. Bryan Cave LLP has offices in St Louis, New York, Washington DC, Kansas City, Phoenix, Southern California, Chicago, Hong Kong, Shanghai, Kuwait and London. CenterLine Business, LLC www.centerline-biz.com MAIN OFFICE LOCATION 11137a South Towne Square ST. LOUIS, MO 63123 Phone Number: 314-845-8800 Fax: 314-845-8803 Contact Information: Bradley L. Steppig CenterLine Technologies provides services to businesses and organizations seeking assistance with Information Technology planning, projects, network support, communications support, and data security. We offer strategic consulting and “hands-on” solutions. We believe the best approach to resolving IT problems is finding a balanced solution that keeps you on the “CenterLine”. Clark Consulting www.clarkconsulting.com MAIN OFFICE LOCATION 447 Fairhaven Drive SHAKOPEE, MN 55379 Phone Number: 952-681-2445 Fax: 952-233-5734 Contact Information: Derek D. Isaacs derek.isaacs@clark-consulting.com 3935 Kennedy Road TAYLORVILLE, IL 62568 Phone Number: 217-824-7894 Fax: 217-824-7898 Contact Information: Roy Pinnell roy.pinnell@clark-consulting.com With nearly 2,000 banking clients nationwide, Clark Consulting leads the industry in providing tailored executive benefit programs, financing and investment products and administration solutions that help banks manage risk, optimize earnings and realize key financial goals. Our consultative approach has benefited financial institutions and their shareholders for over 25 years. As industry experts, we can design and administer supplemental (nonqualified) benefit plans, a key component of total compensation that effectively attracts, retains and rewards extraordinary executives and directors. When combined with measurable and understandable performance benchmarks and tax deferral, banks can provide meaningful incentives and rewards for their top performers. Clark Consulting can assist in the design of: * Supplemental Executive Retirement Plans (SERPs) * Executive & Director Deferred Compensation Plans (DCPs) * Performance-Driven Benefit Plans * Group Term Replacement Plans * Long-Term Care Plans To help offset the cost and manage the risk of employee benefit liabilities, Clark Consulting offers bank-owned life insurance (BOLI), including General Account, Separate Account and Hybrid Separate Account products, from over 10 of the nation’s top carriers. We can help design, implement and administer a program that reflects your bank’s investment philosophy and long-term objectives. Securities offered through Clark Securities, Inc., DBA CCFS, Inc. in Texas, 2100 Ross Avenue, Suite 2200, Dallas, Texas 75201-7906. Ph: 800.999.3125 Member finra & sipc Community Bank Funding Company www.ipfscorp.com MAIN OFFICE LOCATION 3300 S. Parker Road #315 AURORA, CO 80014 Phone Number: 303-923-2240 Fax: 303-923-2249 Contact Information: Robert Colvin Community Bank Funding Company Website: www.ipfscorp.com IPFS is changing it’s name to Community Bank Funding Company – Total Funds Management Solutions. The change is being made to reflect our core mission – exclusive dedication and focus on the funding needs of community banks! Our goal is to deliver “best in class” products allowing banks to increase funding diversity, flexibility and understand the rate game to drive costs down and profits up. Since our inception in 2002, we have focused on creating a family of low-cost, highly efficient funding and investment products. Our one stop funding consists of three products: • eCD – online CD marketplace – where regulated buyers and sellers conduct CD transactions in the only automated environment that virtually eliminates the hassle and costly administration. • Multiple Broker CD – relationships with large Wall Street players allows us to offer guaranteed low-cost rates, extensive market knowledge and personal service to understand your balance sheet and challenges. • Capital Market CD – coming soon a patented process to provide banks direct access to the capital markets without the need to buy stock or pledge collateral. We now have over 400 customers signed up to use one or more of our products: • Dramatic Volume Increase – in February, we did over $250 million and the business is growing rapidly as we assist more banks. • Customers tell us – they love the in-depth market knowledge, low rates, multiple ways to raise deposits and invest and personal service. Computer Service Professionals, Inc. www.cspiinc.com MAIN OFFICE LOCATION 805 W. Stadium Blvd. JEFFERSON CITY, MO 65109 Toll-Free Number: 800-933-4873 Phone Number: 573-635-1281 Contact Information: Keith Paden sales@cspiinc.com CSPI provides community banks comprehensive software and hardware solutions with a proven commitment to provide the highest level of responsive professional service and support. CSPI’s long term customer list includes over 300 community banks in the Midwest. We believe if our customers succeed, we succeed. Our products incorporate the latest banking standards and technologies to enable our clients to implement cost effective results producing solutions to meet today’s technology needs. The CSPI Image Processing system consists of modules that range from basic item processing/image capture to more advanced applications such as CAR/LAR, electronic image exchange, branch capture, e-mail statements, etc. With additional interfaces, images captured with our system can be viewed by other products such as teller research or Internet banking systems. Other modules include multi-bank processing, merchant capture, fraud detection, signature verification, and document imaging and tracking. • Proof of Deposit/Image Processing: Proof of Deposit/Check Imaging, Check 21 Capabilities - Fed Image Import, Fed Image Export, Image Archival/Retrieval, Image Statement/Notice Printing and delivery via Email/Internet, Reporting System, Customer CD Creation, All Items Research/Onus Research, Multi-Institution processing, Security, Branch Capture, Host/Core Interface, Signature Card Scanning, Image Access through Internet Banking & Host/Core Vendors Systems, Optical Mark Recognition - used with folder/inserter machines (AutoMail compatible), Browser Research, Positive Pay • Merchant Capture (eDeposit) • FraudXpert • Document Imaging and Tracking System • Report Management System • Image Quality/Usability Software • Automatic Signature Verification Since 1988, CSPI has established an outstanding reputation for dedicated customer service and support. For more information about our company and our solutions, please contact us or visit our website. We also invite you to contact our current MIBA member customers. Computer Services Inc (CSI) www.csiweb.com MAIN OFFICE LOCATION 3901 Technology Drive PADUCAH, KY 42001 Toll-Free Number: 800-545-4274 X63008 Fax: 270-575-4615 Contact Information: Dick King dking@csiweb.com Computer Services, Inc. (CSI), provides service and software solutions for community banks in both a service bureau and an in-house environment. In addition to core processing, our integrated banking solutions include imaging, cash management, Internet banking, corporate intranets, secure web hosting, e-messaging, online shopping, teller and platform services, ATM and debit card service and support, risk assessment, network management, and compliance software and services for regulatory compliance, homeland security and fraud prevention. Over 3,000 financial institutions are served with CSI’s products and services. For more information, visit CSI's website at www.csiweb.com.. Copeland Development & Construction Co., Inc. www.copelanddevelopment.com MAIN OFFICE LOCATION 6314 Overton, Suite 204 RAYTOWN, MO 64133 Phone Number: 816-737-8888 Fax: 816-737-8878 Contact Information: J. David Copeland Scope of Services • Complete Turn-Key Project Services • Full-Service General Contracting Firm • Experts in Design / Build Projects • Architectural / Engineering • Quality Control / Client Service Programs • Conceptual Model Estimates • Construction Bidding Services • Site Selection • Needs Assessment / Plan Review • Lease / Finance Options Available • Bank Service Work • Complete Interior and Exterior Renovation • New Location Tenant Finish (Retail Centers, Grocery Stores) • Complete Lobby Renovation • Custom Teller Le Replacement / Modification • Complete Drive-Thru Renovation • ATM Replacement / Site Preparation (Drive-Up, Walk-Up) • Night Depository Replacement Site Preparation • Teller Window Replacement / Site Preparation (Centralized Teller Centers) • Modular Vault Site Preparation / Custom Teller Lines • Temporary Facilities • Work Completed Without Disruption of Operations Country Club Bank www.countryclubbank.com MAIN OFFICE LOCATION PO Box 410889 KANSAS CITY, MO 64141 Toll-Free Number: 800-288-5489 Phone Number: 816-751-1410 Fax: 913-385-0146 COUNTRY CLUB BANK CAPITAL MARKETS Byron G. Thompson, Chairman George W. Morris, Executive Vice President Steve Panknin, Executive Vice President Bob Brickson, Senior Vice President Louise Clossick, Senior Vice President Kevin A. Doyle, Senior Vice President John Jones, Senior Vice President Larry E. Russell, Senior Vice President B. Christopher Thompson, Senior Vice President Tom McKernan, Senior Vice President Mark A. Tranckino, Vice President Rob Worrell, Investment Officer ASSET MANAGEMENT GROUP: Sean M. Doherty, President Lonnie W. Harris, Vice President David Firnhaber , Asst. Vice President Clay B. Wells, A/L Officer COUNTRY CLUB TRUST CO. Robert H. Buckner, Chairman Richard A. Caspermeyer, President James Cole, CEO Dean Lanier, Executive Vice President Tom Wallingford , Executive Vice President Dwayne White, Executive Vice President Clark Bradshaw, Senior Vice President Mark Cody, Senior Vice President Karen K. Crowl, Senior Vice President Evie P. Curtis, Senior Vice President Gary Henson, Senior Vice President Nancy Davenport, Vice President Joe Sweeny, Vice President M. Suzanne Hall, Trust Officer COUNTRY CLUB FINANCIAL SERVICES INC. Steve Soden, Chairman & CEO John Ye, President & COO Kevin Clifford, Senior Vice President Lynn Conery, Senior Vice President Herman Johansen, Senior Vice President Pat Marso, Senior Vice President Peter Menihan, Senior Vice President Terry McGovern, Financial Advisor Ryan Sloan, Employee Benefits Michael Gross, Employee Benefits Country Club Bank is one of the few truly independent community banks in the country that is also a fully registered Investment Dealer Bank. Through its Capital Markets Division, Country Club Bank specializes in investment related services to other financial institutions throughout the country. Correspondent services include cash management and investment portfolio management, as well as bond accounting and safekeeping services. Interest rate risk and advisory services are available to client financial institutions through Asset Management Group (AMG), a wholly owned subsidiary of Country Club Bank. In conjunction with the Capital Markets Division, the Public Finance Division actively assists municipalities with structuring, underwriting and distributing bond issues for specific projects and with the refunding of outstanding bond issues. Additionally, the Country Club Trust Company offers Investment Management, Trust and Estate Planning services. Other investment products including Bank Owned Life Insurance (BOLI) and business continuation planning are available through Country Club Financial Services, Inc., an NASD regulated broker/dealer subsidiary of the bank. Country Club Hotel & SPA www.countryclubhotel.com MAIN OFFICE LOCATION P.O. Box 1599 LAKE OZARK, MO 65049 Toll-Free Number: 800-964-6698 Phone Number: 573-964-2200 Fax: 573-964-6858 Contact Information: Kristen Thompson kristen@countryclubhotel.com With spacious sleeping rooms, outstanding cuisine, tons of meeting space, fabulous fitness and tennis facilities and a nearly new hotel, the Country Club Hotel & Spa is a terrific place to enjoy all the amenities of the Lake of the Ozarks while keeping above the fray of the party scene. Try it and you'll see why the Country Club Hotel & Spa is one of mid-Missouri's best-kept secrets! Cummings, Ristau & Associates, P.C. www.cummingscpa.com MAIN OFFICE LOCATION 4339 Butler Hill Road ST LOUIS, MO 63128 Phone Number: 314-845-6050 Fax: 314-845-5902 Contact Information: David Ristau, Principal dristau@cummingscpa.com Cummings, Ristau & Associates, P.C. (CR&A) is a CPA and consulting firm specializing in financial institutions within Missouri and Illinois. Providing audit, tax, internal audit, loan review, compliance review/auditing, mergers and acquisitions and consulting. Our financial institution clients range in size from $1 million to $2 billion in assets. As a PCAOB registered firm,CR&A is capable of serving both public and non-public institutions. We understand the regulatory and economic environments in Missouri. D.A. Davidson & Co. MAIN OFFICE LOCATION 1111 North 102nd Court, Suite 300 OMAHA, NE 68114 Toll-Free Number: 800-268-6451 Contact Information: Patty Skwarek Lincoln, Nebraska Office 5701 S. 34th St., Suite 202 LINCOLN, NE 68516 Omaha, Nebraska Office Pat Skwarek Vice President 800-268-6451 , Steve Kuehl, 866-392-8320, Lincoln, Nebraska Office Rod Morten 800-268-6283 Rick Turnage 800-268-6459 Tyler Morten 800-557-2522 D.A. Davidson & Co. Fixed Income Capital Markets is involved in underwriting, trading and selling municipal and other fixed income securities, such as bonds and notes issued by or on behalf of states, cities, counties and districts, or their agencies to help finance public and private projects. D.A. Davidson & Co. may serve as financial advisor to the issuers of municipal or other fixed income securities. D.A. Davidson & Co.’s institutional sales staff can offer your organization primary and secondary fixed-income securities of all types and structures. You can choose from basic to highly sophisticated, with fixed, variable or floating interest rates and maturities to fit any investment need. And we do it at a competitive price. In 2006, our group underwrote more than 226 negotiated issues worth over $1.429 billion and acted as Financial Advisor for over $1.22 billion in bonds. Our institutional fixed income sales group is backed by active fixed income trading specialist, along with highly efficient communication equipment and online data service to monitor current market and trading activities. Please contact the experts at D.A. Davidson & Co. for more information on how we can help your organization meet its investment needs. DCI (Data Center Inc) www.datacenterinc.com MAIN OFFICE LOCATION 20 West 2nd Avenue Suite 300 HUTCHINSON, KS 67501 Phone Number: 620-694-6800 Fax: 620-694-1150 Contact Information: Mark Harris sales.dci@datacenterinc.com With locations in Kansas City and Springfield. Description DCI delivers superior bank technology with a personal touch—in-house or outsourced—to improve the profitability and competitive position of Missouri banks. iCore® intuitive banking goes beyond simple integration to adapt to you and your workflow and to give you control your data with features like: - Single Source Relational Data - Real-Time Balances - ATM/Card Services, Network & Balancing - Internet Banking - Inter@ct™ Online Statements & Positive Pay - Check 21 Imaging - TellerProof™ Item Capture & Proof - ID Verification - Information Security - Document Imaging - Executive Info & Analysis - Custom Report Management - User Specific GL - Oracle, Sun, Microsoft - Teller Automation - BSA Compliance - IT & Network Management DCI solutions are backed by over 42 years of dedicated service, unique customer focus, and independent ownership by bankers like you. DD&F Consulting Group Inc www.ddfconsulting.com MAIN OFFICE LOCATION 601 S Rock Street LITTLE ROCK, AR 72202 Phone Number: 501-374-2600 Fax: 501-374-3639 Contact Information: Ronnie Peters rpeters@ddfconsulting.com DD&F Consulting Group offers a wide range of services in the areas of bank expansion, bank performance, and risk management. Our expansionary services offer assistance with mergers, acquisitions, and branch purchases and divestitures, as well as the formation of new bank or thrift charters. Services related to bank performance consist of director training, revenue enhancement, operations analysis, due diligence reviews and regulatory intervention. DD&F also provides a wide range of risk management or audit services including those related to loan reviews, internal audits, information technology audits, compliance reviews, and BSA audits. Diebold Inc www.diebold.com MAIN OFFICE LOCATION 4884 Park 370 Boulevard HAZELWOOD, MO 63042 Phone Number: 314-801-6638 Contact Information: Jeff Denning, Regional Sales Manager Diebold Incorporated is a global leader in card-based transaction systems security and service solutions. The Company develops, manufactures, sells and services automated teller machines (ATMs), campus systems smart card systems electronic and physical security equipment software and integrated systems solutions. Headquartered in Canton Ohio Diebold has international offices in Canada, Mexico, the United Kingdom, Germany, Singapore, Venezuela, Hong Kong, India and China; and manufacturing operations in the United States, Germany, China, and India. Digital Management Solutions A Solution Provider www.dmsstl.com MAIN OFFICE LOCATION 6701 N. Illinois St. -- Suite 304 FAIRVIEW HEIGHTS, IL 62208 Phone Number: 618-398-4201 Fax: 618-397-1965 Contact Information: Nick Snyder, President Digital Management Solutions is a Solution Provider for AT&T that provides integrated, objective, and sophisticated telecom solutions to Banking and Financial Institutions as well as a wide variety of other industry sectors. As a Solution Provider, DMS takes a consulting approach to bring our customers an entire portfolio of services including voice, data, local long distance, and networking solutions through AT&T. Our services include telecom bill review and analysis, pricing assistance, contracting and implementation support as well as life cycle account management for every aspect of the telecom spectrum. In the Banking industry connectivity between multiple sites for voice and data is critical. DMS offers solutions through AT&T that can accommodate WAN network needs from the simple to a complex environment. With the stability and security of AT&T services and the expertise of the Digital Management Solutions team we provide our customers with fast, reliable and cost effective networks to meet every need for Internet access, WAN connectivity, voice and data services. Digital Management Solutions is dedicated to providing superior support and customer service to all of our customers for there AT&T services without the added cost of a consulting firm. ECI www.eci-equity.com MAIN OFFICE LOCATION 302 S. Locust Street GLENWOOD, IA 51534 Toll-Free Number: 800-264-0787 Fax: 712-527-4856 Contact Information: Dave McEvoy dave.mcevoy@eci-equity.com ECI provides lenders with the premier browser-based solution for analyzing, decisioning and processing commercial, small business, agricultural and consumer credit requests all in the same centralized system. The Web Equity Manager product goes beyond differential credit analysis to consolidate a myriad of fragmented processes across the entire business enterprise, including document/relationship/portfolio management, automated work flow tools and eLearning solutions. Environmental Data Resources, Inc. www.edrnet.com MAIN OFFICE LOCATION 440 Wheelers Farms Road MILFORD, CT 06461 Toll-Free Number: 800-892-5484 Phone Number: 203-321-9756 Fax: 203-783-0310 Contact Information: Ted O'Brien, Regional Sales Manager tobrien@edrnet.com As the innovator of the largest and most accurate database of environmental and historical land use information in the world, each of our offerings is based on information and expertise that simply does not exist anywhere else. EDR has become the leading provider of environmental risk information in the United States by focusing relentlessly on understanding and serving the unique needs of our customers in all the industries we serve. Our customers include environmental professionals, lenders, corporations, law firms, insurance companies, government agencies and real estate professionals. Throughout our history, EDR has played a leading role in defining national environmental due diligence and risk management standards. EDR employees are thought leaders in the industries we serve and frequently act as speakers, writers and commentators on a wide range of environmental due diligence topics. In addition to our commitment to providing unparalleled environmental risk management information and solutions, we are also committed to supporting worthy causes in the community at large. EDR is actively involved with Habitat for Humanity, American Cancer Society, Boys and Girls Village of Milford, Toys for Tots, and Tsunami Relief. Founded in 1990 by environmental professionals, EDR is headquartered in Milford, Connecticut. Twenty regional offices are located throughout the United States. EDR is wholly owned by Daily Mail and General Trust, plc (DMGT) subsidiary DMG Information . Other DMGI companies include Sanborn Map Company, Risk Management Solutions, Trepp, Property & Portfolio Research, Landmark Information Group, Lewtan Technologies and Genscape. Federal Construction Inc® www.federalconstructioninc.com MAIN OFFICE LOCATION 2500 N. Airport Commerce Drive SPRINGFIELD, MO 65803 Toll-Free Number: 800-299-5400 Phone Number: 417-862-0622 Fax: 417-447-0696 Federal Construction, Inc.® established in 1995 continues to bring their customers the impeccable service they deserve. Focusing specifically on the financial market, Federal Construction, Inc.® is acknowledged as the “Bank Construction Specialists”. Established by their 38 year old sister company Federal Protection, Inc.®, the two combine to fulfill their mission to always “under promise & over perform”. The combination of Federal Construction, Inc.®, Federal Protection, Inc.® and their 24 hour in-house central station Federal Response Center™ , provides their customers with turnkey services to design, build, secure, and monitor their financial institution. Serving their customers in numerous capacities such as advising banks on site selection, architectural & engineering services, interior design, full construction services, along with bank equipment and security services, helps set Federal apart. Federal Construction, Inc.® also maintains a fleet of modular banking facilities, which are available fully furnished, just another way that Federal offers their customers comprehensive and complete service for all their construction needs. Federal Home Loan Bank of Des Moines www.fhlbdm.com MAIN OFFICE LOCATION 801 Walnut Street, Ste. 200 Skywalk Level DES MOINES, IA 50309 Toll-Free Number: 800-544-3452 Fax: 515-281-1022 Contact Information: Phil Everitt - Vice President / Member Services Contact Information: Brad Spears - Vice President / Member Services Eastern Missouri, Phil Everitt Vice President / Member Services Email: peveritt@fhlbdm.com 800-544-3452, ext. 3376 Western Missouri Brad Spears Vice President / Member Services Email: bspears@fhlbdm.com 800-544-3452, ext. 3322 FHLB Des Moines is a wholesale cooperative bank that provides a reliable source of short and long-term funding and community lending to more than 1,250 members. Our products and services help our members build neighborhoods and strengthen communities. FHLB Des Moines is wholly owned by its members and receives no taxpayer funding. We give back to the community by devoting 10 percent of our net income each year to affordable housing programs. Our members include commercial banks, savings institutions, credit unions and insurance companies in Iowa, Minnesota, Missouri, North Dakota and South Dakota We are one of twelve regional banks that make up the Federal Home Loan Bank System. The FHLB System is the largest supplier of home mortgage credit in the United States. Congress created the national network of privately owned wholesale banks in 1932 to ensure available funding for mortgages. Today, as the only wholesale source of community-building funds for neighborhood banks, each FHLB fills a critical vacuum by providing liquidity for small business, community development, rural and agricultural loans in addition to its mission to provide home mortgage financing. Federal Protection Inc® www.federalprotection.com MAIN OFFICE LOCATION 2500 N. Airport Commerce Drive SPRINGFIELD, MO 65803 Toll-Free Number: 800-299-5400 Phone Number: 417-869-9192 Fax: 417-869-1980 Federal Protection, Inc.® , established in 1969, provides comprehensive security services to the Financial, Residential, and Commercial communities. With over 140 Team Federal Professionals, Federal Protection is able to serve their customers in the prompt and efficient manner they deserve With over 98% contract renewal rates, it is evident that Federal’s mission to “under promise and over perform,” continues to set them apart. Offering 24-hour in-house monitoring through their Federal Response Center™, along with providing design/build capabilities for financial institutions through their sister company Federal Construction, Inc.®, allows Federal to serve their customers professionally and efficiently. Federal is a licensed Hamilton Bank Equipment dealer, and licensed NCR dealer. Federal Protection, Inc.® was recently named #1 in the United States in ATM distribution by NCR for 2004. Federal’s team of highly trained and certified professionals can assist you with state of the art security, early warning fire systems, bank equipment, modular banking centers, document control, design/build construction services, and more, making them truly a turn-key design/build/secure company. Federated Investors Inc World-Class Investment Manager For more information contact Glen Johnson at 800-245-5000 Established in 1955 Federated has grown to become a top 10 mutual fund company with over $200 billion in assets under management in over 135 equity fixed income and money market funds as well as a variety of separately managed accounts. Federated is the largest provider of DDA Cash Sweep Services for community banks. Firefly Marketing Communications www.fireflymkt.com MAIN OFFICE LOCATION 601 Walnut, Suite 200 KANSAS CITY, MO 64106 Phone Number: 816-842-2721 Fax: 816-471-3522 Contact Information: Ron Daniel Firefly starts by listening very carefully to you, the client. We will never know your business like you do, but we'll try our best to see it from your eyes. Even more importantly, we'll see it with new eyes. The simpler, the better. We distill your message down for ultimate clarity. Then we empower it. We light it up and let it fly. That's when the magic happens... Pure essence of what you want your audience "to get" is released in the marketplace...seeking the target...flashing the message...communicating...connecting. Brand/Identity Development E-mail Blasts Corporate Identification/Logo Design Full Media Advertising Package Design/Merchandising Direct Marketing Point of Sale Technical Illustrations Promotional and Sales Support Materials Interactive Media/CD and DVD Website Development CAPTURING THE IMAGINATION ... First Bankers'Banc Securities, Inc. MAIN OFFICE LOCATION 1714 Deer Tracks Trail Suite 110 ST LOUIS, MO 63131 Toll-Free Number: 888-726-2880 Phone Number: 314-726-2880 Fax: 314-726-5771 Contact Information: Kenneth A. Bretthorst, President Kansas City Area Office 6800 College Blvd.Ste 420 OVERLAND PARK, KS 66211 Phone Number: 913-469-5400 Fax: 913-469-5404 Contact Information: Thomas L Steffens First Bankers’ Banc Securities, Inc. is a full service brokerage firm dedicated primarily to serving the investment needs of the banking community. Their reputation for quality investment counseling has made First Bankers’ Banc Securities, Inc. one of the top choices among the community banks in Missouri and throughout the Midwest. In November 2006, Midwest Independent Bancshares, Inc. purchased 100% of First St. Louis Securities, Inc. In December 2006, Bankers’ Banc Investments Services, LLC, organized by Midwest Independent Bancshares, Inc., The Bankers’ Bank (Oklahoma), Independent Bankers’ Bank (Illinois) and BBOK Bancshares, Inc. (Kansas) each purchased interests in First St. Louis Securities, Inc. On February 22, 2007 the NASD approved the name change from First St. Louis Securities, Inc. to First Bankers’ Banc Securities, Inc. All principals, as well as the entire professional sales staff, of the organization will continue to serve community banks through this new entity. First Bankers’ Banc Securities, Inc. will focus exclusively on helping community banks maximize their investments. Fiserv Inc www.fiserv.com MAIN OFFICE LOCATION Regency West 7 4400 Westown Parkway WEST DES MOINES, IA 50266 Phone Number: 515-224-8175 Fax: 515-224-8186 Contact Information: Steve Velicer Fiserv provides financial solutions that are focused on the technology needs of banks credit unions leasing companies mortgage lenders and savings institutions We have an in-depth understanding of how these institutions work and years of experience in applying our resources to enhance their business operations and customer service. We provide a full range of information processing solutions through multiple delivery channels to financial institutions in the United States. In addition many of our systems have applications designed for the unique requirements of financial institutions located outside North America. Dimensions Client relationships with over 7800 financial institutions 240 million customer deposit loan and lease accounts processed annually 847 million electronic/ATM/POS transactions processed annually 49 billion checks processed annually Clients Banks credit unions leasing companies mortgage lenders and savings institutions. Capabilities Account and transaction processing services; related software and services; lending systems; auto leasing systems; revolving credit services; item processing; e-commerce products and services; direct banking solutions; electronic funds transfer services; imaging technology; plastic card services; document solutions; printing and fulfillment services; treasury management solutions; business intelligence; executive information; customer relationship management. Securities With growing demand for securities clearing and related services within the financial industry financial services providers from brokerage firms to financial institutions look to Fiserv as their partner for the latest products services and technology. We provide high-quality integrated securities clearing and execution services through advanced technology focused customer service and economies-of-scale. With Fiserv clients have the resources and expertise available to help them provide comprehensive and competitive investment services. Dimensions Client relationships with nearly 400 broker-dealers and financial institutions 12 million active accounts Over 5 million trades processed annually Clients Full-service and discount broker-dealers, registered investment advisors, municipal bond dealers, underwriters, retail brokerage operations of financial institutions, insurance firms, and mutual fund companies. Capabilities Clearing execution and facilitation of traditional and Internet brokerage services. Foster M Latimer & Associates Inc MAIN OFFICE LOCATION 1722-S S Glenstone Square PO Box 4744 GS SPRINGFIELD, MO 65808 Phone Number: 417-881-1192 Fax: 417-881-2402 Contact Information: Mike Latimer, President forstermlatimer@sbcglobal.net Foster M Latimer & Associates Inc has come a long way since its founder Foster M "Horsey" Latimer first introduced his concept of a "total service" general insurance agency to rural Missouri independent banks. The agency customers now include banks credit unions automobile dealers marine dealers and savings institutions . We offer single premium credit insurance coverages including net and gross pay truncated and critical period disability. We also offer term life insurance for commercial agriculture and residential real estate loans; universal life insurance policies are offered through the Latimer Agency for a variety of needs; also disability income protection. Our mission is to provide our associated agents with superior products and service; solutions that satisfy your customer's needs in turn improving the quality of their loan with your financial institution. We would be glad to help MIBA members tailor these coverages to their debt protection needs. Foster M Latimer and Associates Inc continues to be committed to credit insurance as its primary business. As a life insurance-based general agency it is a business we know well. Ganim, Meder, Childers & Hoering, P.C. MAIN OFFICE LOCATION 8151 Clayton Rd. Suite 201 ST LOUIS, MO 63117 Phone Number: 314-726-5270 Fax: 314-726-2331 Contact Information: Scott Lively Ganim, Meder, Childers & Hoering, P.C. serves banks in Missouri and Illinois by providing high quality, timely service. Your bank would be an important client to us and would be treated accordingly. We demand from our personnel prompt response to our client's inquiries and attention to their business issues. Throughout our firm, the commitment to servicing our clients is our top priority. As such, the overall structure and operation of our firm allows us the flexibility to respond when our clients want our attention. As a full service accounting firm, some of the services that we provide are external audits, internal audits, benefit and contribution plan audits, directors' examinations, internal control reviews, trust department examinations, non-depository investment product services reviews, ACH audits, loan reviews, M&A consulting, tax return preparation and consulting, regulatory filings, IT risk assessments, holding company formation, employee benefit plan administration, payroll administration, payroll administration, and fixed asset administration. Harland Financial Solutions www.harlandfinancialsolutions.com MAIN OFFICE LOCATION 605 Crescent Executive Court Suite 600 LAKE MARY, FL 32746 Toll-Free Number: 800-989-9009 x6653 Fax: 407-829-6715 Contact Information: Stacey Leone stacey.leone@harlandfs.com Harland Financial Solutions supplies software and services to thousands of financial institutions. The company is a leader in core systems, item and payment processing, enterprise content management, branch automation, customer relationship management, business intelligence, lending solutions, risk management, compliance training, financial accounting, mortgage solutions, self service solutions and performance advisory services. Holman Hansen & Colville PC MAIN OFFICE LOCATION 3570 Highway 54, Suite 204 OSAGE BEACH, MO 65065 Overland Park Office 10740 Nall AveSuite 200 OVERLAND PARK, KS 66211 Phone Number: 913-648-7272 Fax: 913-383-9596 Contact Information: Joe Holman, Bank Section Attorney jyh@hhc-law.com Holman, Hansen, & Colville, PC is a full service law firm serving banks in Kansas Missouri and the Midwest area. The firm has both Missouri and Kansas offices located in the Kansas City metropolitan area. The firm offers legal services to banks and financial institutions including the areas of loan workout and collection bank holding company formation acquisitions sales mergers tax estate planning with emphasis on transfer of bank ownership to and from family members and key employees bank operations and regulatory compliance issues. Hunton & Williams, LLP www.hunton.com MAIN OFFICE LOCATION 1445 Ross Avenue, Stuie 3700 DALLAS, TX 75202 Phone Number: 214-468-3307 Fax: 214-468-3599 Contact Information: Michael J. Blayney mblayney@hunton.com At Hunton & Williams LLP, we provide our clients with experience and advice in virtually every discipline of the law. We coordinate multifaceted teams in negotiation, dispute resolution and transactions for the protection of your interests. With lawyers in the United States, Europe and Asia, and extensive practices in Africa and South America, we can respond knowledgeably, effectively and quickly, whether the issue is local, regional, national or international. Our lawyers speak more than a dozen languages and are familiar with international business customs. Our awareness of and respect for cultural differences support our ability to manage the challenges of doing business in the global community. Our clients can expect our lawyers to be responsive, attentive and flexible, and to communicate on a regular basis and in understandable terms. This approach manifests itself in many ways, from assuring that telephone calls are returned promptly to identifying cost savings that the client might not have previously considered. We come from nearly every state in America and many nations of the world. Within the firm are graduates of more than 65 law schools and more than 100 colleges and universities. Our diverse backgrounds are united by our commitment to provide clients with quality legal services. Since our founding in 1901, we have prided ourselves on excellence and hard work. Our sense of achievement and our prosperity are inextricably linked with yours. ICBA Services Network ICBA Bancard/TCM Bank 800-242-4770 Fax 703-841-5103 Website: www.icbabancard.org ICBA Financial Services 800-786-0223 Fax 901-766-3077 Website: www.icbafinancial.com ICBA Mortgage 800-253-5356 Fax 703-528-9224 Website: www.icbamortgage.com ICBA Reinsurance 888-790-6625 Fax 703-528-9224 Website: www.icbareinsurance.com ICBA Securities 800 422-6442 Fax 901-762-5333 Website: www.icbasecurities.com IMPACT Financial Services LLC www.impactfinancial.com MAIN OFFICE LOCATION 341 Cool Springs Blvd Suite 230 FRANKLIN, TN 37067 Toll-Free Number: 800-477-9452 Phone Number: 615-771-9494 Fax: 615-771-7789 Contact Information: Robert J Flowers Sr, President & CEO IMPACT Financial Services, LLC, Website: www.impactfinancial.com IMPACT Financial Services is dedicated to empowering community banks to dominate their market. We deliver exciting products such as the IFS “Overdraft Privilege” program and “Reward Checking” powered by BancVue. These programs are executed with proven systems that include software, consulting, marketing, training and management. IMPACT has been a leading provider of ”Overdraft Privilege” services since 1998 and has helped 675+ financial institutions provide consumers with greater service while generating substantial fee income. IMPACT partnered with BancVue to bring you “Reward Checking”. REWARDChecking is a checking account that attracts new customers with high interest rates and foreign ATM fee refunds. To earn these rewards, the account holder must meet minimum monthly electronic banking criteria set by your bank. If they do not meet the criteria, the account is still free, but the account holder may not receive the rewards of high interest or the refund of foreign ATM fees. Call IMPACT today to find out how this product is helping financial institutions attract new depositors and become more profitable. Contact: Bob Flowers, Jr. bflowers@impact financial.com 800-477-9452 Individual Assurance Company MAIN OFFICE LOCATION 2400 W 75th Street PRAIRIE VILLAGE, KS 66208 Toll-Free Number: 800-821-5434 Phone Number: 913-432-1451 Fax: 913-236-0691 Contact Information: Mike Strickland and Rick Wolf IAC Group delivers integrated insurance products and services to increase fee income and minimize risk. Our unique focus helps you identify opportunities and plan for success. Then we help you reach these goals with a comprehensive system of support – including education through the IAC Insurance Institute complete administrative support and ongoing program analysis. With Horizon-One IAC offers a full range of products to meet the changing needs of your customers – from credit and home equity protection to term life and more. Plus IAC’s Risk Management Solutions provides even more protection for your bottom line IAC is focused on what matters most : Credit Life Credit Disability Mortgage Life Debt Cancellation Home Equity/Credit Card Simple Issue Term and Universal Life Single Premium Life Collateral Protection Risk Management Advanced Planning Inquirehire a division of James M. Sweeney and Associates, Inc. www.inquirehire.com MAIN OFFICE LOCATION 320 LeClaire Street DAVENPORT, IA 52801 Toll-Free Number: 800-494-5922 Phone Number: 563-323-5922 Fax: 563-323-5441 Contact Information: Alan Kinsey akinsey@sweeneyinc.com James M. Sweeney and Associates, Inc. is a leading provider of risk mitigation and loss prevention services for business, government and non-profit organizations. We specialize in the investigation and prevention of criminal activity and employee misconduct in the workplace. Since 1994 we have conducted well over 2000 workplace investigations ranging from fraud and embezzlement to conflict of interest. Our staff includes former law enforcement professionals, experienced investigators, and certified fraud examiners. Our Inquirehire division is a leading national provider of pre-employment background screening services for employers. Inquirehire offers a comprehensive suite of services, which are backed by world class customer service, unmatched investigative depth, and the best response time in the background investigation industry. Our services help bankers reduce the risk of making a poor hiring choice while complying with the FDIC guidance for background checks as well as all federal and state laws. A comprehensive background check can usually be performed in 24 to 72 hours, and is normally less than the cost of one day’s compensation for the applicant. Background checks can also be a useful addition to the commercial loan applicant evaluation process. Whether your bank needs help with a pre-employment background check or a more complex investigative matter, we have the resources, tools, and experience to provide timely and effective solutions. J PJ Associates Inc MAIN OFFICE LOCATION 25 Nonsuch Court LAKE OZARK, MO 65049 Phone Number: 573-365-5190 Fax: 573-365-4899 Contact Information: jpjlakeliving@msn.com As broker John Jenkins, President of J P J Associates Inc., has over 40 years experience in the insurance business. He can provide instant Flood Determinations and instant quotes for Flood Policies (both Regular and Forced Placed). Mr Jenkins also specializes in Lender-Placed Fire Coverage and Collateral Protection ie Vendors Single Interest (VSI) including GAP Coverage. Pat Jenkins, Vice President, is in charge of administrative duties of the corporation. As a licensed agent she has over 30 years experience in the insurance business. She is available to assist you in regard to questions you might have on these products. Jill Jenkins-McIntosh is a Sales Representative for J.P.J. Associates residing in Columbia, Mo. As a licensed agent, she has been traveling full time for the company servicing our accounts in the state of Missouri and the surrounding areas. Jack Henry & Associates www.jackhenry.com MAIN OFFICE LOCATION 663 West Highway 60 MONETT, MO 65708 Phone Number: 417-235-6652 Sales Contact: Jim Stills Email: jstills@jackhenrycom Marketing Contact: Dennis Jones Email: djones@jackhenry.com Website: www.jackhenrybanking.com Jack Henry Banking, a division of Jack Henry & Associates, Inc. (Nasdaq: JKHY) is a leading provider of integrated computer systems for banks ranging from de novo to mid-tier institutions. Jack Henry Banking currently serves approximately 1,700 banks as a single source for integrated, enterprise-wide automation; and as a single point of contact and support. Additional information is available at www.jackhenrybanking.com. Kansas Bankers Surety Company MAIN OFFICE LOCATION PO Box 1654 TOPEKA, KS 66601 Phone Number: 785-228-0000 Fax: 785-228-0079 Contact Information: Donald M Towle, President The Kansas Bankers Surety Company chartered in 1909 is able to provide insurance coverage for commercial banks at fair premiums and realistic underwriting. The most important coverage provided for community banks is the Bank Deposit Guaranty Bond. KBS also offers financial institution bonds D&O coverage safe deposit employment practices check kiting and internet coverage. The company’s claims-paying ability is rated A++ (Superior) by AM Best and AAA by Standard & Poor’s. Kirkpatrick Phillips & Miller CPA’s PC www.kpmcpa.com MAIN OFFICE LOCATION 2003 E Sunshine SPRINGFIELD, MO 65804 Phone Number: 417-882-4300 Fax: 417-882-9418 Contact Information: info@kpmcpa.com Kirkpatrick Phillips & Miller is a leading Midwestern CPA firm staffed by people who are dedicated to helping our clients prosper and grow. At KPM we pride ourselves on our ability to work in close partnership with our clients enabling them to step back and consider the larger picture-and think well beyond the next business quarter. Our Midwestern values help instill a level of trust and confidence that’s sometimes missing in today’s business environment. At KPM the goal above all is to help clients make the best possible financial decisions for the present and future of their business. That’s accounting for growth. KPM’s shareholders and staff have been providing services to financial institutions for over 30 years. Our knowledge and years of experience qualifies KPM to be a part of your “Business Advisory Team”. KPM serves financial institutions at all stages – from the organization and development stages to multi-institutions holding company groups. We provide a broad range of services including information technology audits, consulting services, financial audits, director's examinations and tax work. br> Kistler Financial Insurance Group, Inc. www.kistlerfig.com MAIN OFFICE LOCATION 8050 Roswell Road P.O. Box 888445 ATLANTA, GA 30356 Toll-Free Number: 1-800-962-6888 Phone Number: 770-396-1034 Fax: 770-394-8112 Contact Information: Mike Chapman, President/CEO Kistler Financial Insurance Group provides products and services to financial institutions nationwide. For almost 60 years, we have helped lenders protect against collateral losses on a variety of assets, including real estate, conventional and recreational vehicles, watercraft and mobile homes. We also offer a wide range of solutions to support your checking, savings, commercial and home warranty offerings. Our network of “A” rated carriers provides you a range of reliable options to meet all your protection needs. We also offer a number of services to help our financial clients track and manage collateral. Our AIMS system automates tracking and reporting functions, reducing your need for internal paperwork. All of Kistler’s products and services offer the flexibility of both Web-based tracking and in-house monitoring options. <