LEGAL NOTICE

The Missouri Independent Bankers Association (MIBA) provides this Web site as a benefit and service in furtherance of MIBA's nonprofit and tax exempt status. MIBA does not certify or guarantee the accuracy, completeness, efficacy or timeliness of information contained herein. MIBA does not exercise editorial control over materials and information posted by third parties onto this site or materials that are e-mailed by third parties to MIBA or to others. MIBA expressly disclaims liability for damages of any kind claimed by any person or organization arising, directly or indirectly, from the use of, or reliance upon, any information on this site or on third party postings. The MIBA site includes links to other Internet sites. These sites are independent from MIBA and MIBA does not endorse, approve, certify or control these sites and does not guarantee the accuracy, completeness, efficacy or timeliness of information contained therein. Reference on the MIBA site or on any external linked site to any specific commercial product, process or service does not constitute or imply endorsement or recommendation by MIBA. Users are solely responsible for product and service selections and vendors are solely responsible for the quality and value of their products and services, delivery, billing, warranty and service. MIBA expressly disclaims responsibility for damages of any kind claimed by any person or organization arising, directly or indirectly, from use, reference to or reliance upon any such product, process or service.